TURN YOUR CREDIT PROFILE INTO
APPROVAL POWER
Helping Bootstrapped Founders Access $50K-$1M in Credit Without Giving Up Equity
Discover How - Hop On a Quick Call
TURN YOUR CREDIT PROFILE INTO
APPROVAL POWER
Helping Bootstrapped Founders Access $50K-$1M in Credit Without Giving Up Equity
Discover How - Hop On a Quick Call
TURN YOUR CREDIT PROFILE INTO
APPROVAL POWER
Helping Bootstrapped Founders Access $50K-$1M in Credit Without Giving Up Equity
Discover How - Hop On a Quick Call


HOW WE HELP
HOW WE HELP
HOW WE HELP
In 2023, 42% of small business applicants were denied for an SBA loan or line of credit…
According to a 2024 Fed Small Business Report on Employer Firms. Further, only 34% received approval for the full amount requested.
In 2023, 42% of small business applicants were denied for an SBA loan or line of credit…
According to a 2024 Fed Small Business Report on Employer Firms. Further, only 34% received approval for the full amount requested.
In 2023, 42% of small business applicants were denied for an SBA loan or line of credit…
According to a 2024 Fed Small Business Report on Employer Firms. Further, only 34% received approval for the full amount requested.






Do you know what kind of credit profile you actually have?
Get matched to your borrower type and stop wasting time on the wrong strategy.
Take the Quiz
Do you know what kind of credit profile you actually have?
Get matched to your borrower type and stop wasting time on the wrong strategy.
Take the Quiz
Do you know what kind of
credit profile you actually have?
Get matched to your borrower type and stop wasting time on the wrong strategy.
Take the Quiz
Transparent criteria
Personal roadmap
Faster approvals
Lower interest
No guesswork
Expert coaching
Live support
Real outcomes
Transparent criteria
Personal roadmap
Faster approvals
Lower interest
No guesswork
Expert coaching
Live support
Real outcomes
Transparent criteria
Personal roadmap
Faster approvals
Lower interest
No guesswork
Expert coaching
Live support
Real outcomes

Assess.
Get your current borrower profile analyzed and see your strengths and blind spots.

Optimize.
Follow your step-by-step roadmap to make your business irresistible to lenders.

Secure.
Unlock the credit and capital you need to grow, with expert help at every step.

Assess.
Get your current borrower profile analyzed and see your strengths and blind spots.

Optimize.
Follow your step-by-step roadmap to make your business irresistible to lenders.

Secure.
Unlock the credit and capital you need to grow, with expert help at every step.

Assess.
Get your current borrower profile analyzed and see your strengths and blind spots.

Optimize.
Follow your step-by-step roadmap to make your business irresistible to lenders.

Secure.
Unlock the credit and capital you need to grow, with expert help at every step.
From Denial to Full Funding
From Denial to Full Funding
Real client stories
Derek has been one of my most trusted sources for financial information for the better part of a decade now. No matter what my situation is, I can talk to him without fear of judgment or harsh criticism.
One quality I’ve found crucial is the ability to be brutally honest without losing empathy. You don’t want a ‘yes man,’ but you don’t want a drill sergeant either. Derek walks that line perfectly.
I’ve yet to meet someone with more passion and commitment to helping people take control of their financial future. With his help, your goals start to feel within reach. There’s a sense of clarity and control that makes it easier to move forward with confidence. That’s what working with Derek and Skuld House gives you.
5 stars
DJ MCK
Business Owner
From Denial to Full Funding
From Denial to Full Funding
Real client story
Derek has been one of my most trusted sources for financial information for the better part of a decade now. No matter what my situation is, I can talk to him without fear of judgment or harsh criticism.
One quality I’ve found crucial is the ability to be brutally honest without losing empathy. You don’t want a ‘yes man,’ but you don’t want a drill sergeant either. Derek walks that line perfectly.
I’ve yet to meet someone with more passion and commitment to helping people take control of their financial future. With his help, your goals start to feel within reach. There’s a sense of clarity and control that makes it easier to move forward with confidence. That’s what working with Derek and Skuld House gives you.
5 stars
DJ MCK
Business Owner
From Denial to Full Funding
Real client stories
Derek has been one of my most trusted sources for financial information for the better part of a decade now. No matter what my situation is, I can talk to him without fear of judgment or harsh criticism.
One quality I’ve found crucial is the ability to be brutally honest without losing empathy. You don’t want a ‘yes man,’ but you don’t want a drill sergeant either. Derek walks that line perfectly.
I’ve yet to meet someone with more passion and commitment to helping people take control of their financial future. With his help, your goals start to feel within reach. There’s a sense of clarity and control that makes it easier to move forward with confidence. That’s what working with Derek and Skuld House gives you.
5 stars
DJ MCK
Business Owner
Download the Funding Blueprint
See the exact checklist lenders use.
Download the
Funding Blueprint
See the exact checklist
lenders use.
Download the Funding Blueprint
See the exact checklist lenders use.
Choose the Plan That Fits Your Growth Goals
For continued full access, consider the Funding Navigator.
Borrower Type Checklist
$19
Optimal profile checklist by borrower type
Easy PDF download
Not customized to your
specific profile
COMING SOON!
Credit Clarity Call
$197
$97
One time strategy session
Credit worthiness overview
Single loan preparation
Learn More
Book Discovery Call
The Funding Navigator
$397/mo
$197/mo
1:1 expert guidance
Custom roadmap
Fast-action bonus: Business Credit Blueprint
Learn More
Book Discovery Call
The Funding Architecture Method
$10,000
Custom Entity & Credit Strategy
12 Monthly 1:1 Strategy Calls
Built to Unlock $50K-$1M
Learn More
Book Discovery Call
Choose the Plan That Fits Your Growth Goals
For continued full access, consider the Funding Navigator.
Borrower Type Checklist
$19
Optimal profile checklist by borrower type
Easy PDF download
Not customized to your
specific profile
COMING SOON!
Credit Clarity Call
$197
$97
One time strategy session
Credit worthiness overview
Single loan preparation
Learn More
Book Discovery Call
The Funding Navigator
$397/mo
$197/mo
1:1 expert guidance
Custom roadmap
Fast-action bonus: Business Credit Blueprint
Learn More
Book Discovery Call
The Funding Architecture Method
$10,000
Custom Entity & Credit Strategy
12 Monthly 1:1 Strategy Calls
Built to Unlock $50K-$1M
Learn More
Book Discovery Call
Choose the Plan That Fits Your Growth Goals
For continued full access, consider the Funding Navigator.
Borrower Type Checklist
$19
Optimal profile checklist by borrower type
Easy PDF download
Not customized to your
specific profile
COMING SOON!
Credit Clarity Call
$197
$97
One time strategy session
Credit worthiness overview
Single loan preparation
Learn More
Book Discovery Call
The Funding Navigator
$397/mo
$197/mo
1:1 expert guidance
Custom roadmap
Fast-action bonus: Business Credit Blueprint
Learn More
Book Discovery Call
The Funding Architecture Method
$10,000
Custom Entity & Credit Strategy
12 Monthly 1:1 Strategy Calls
Built to Unlock $50K-$1M
Learn More
Book Discovery Call
Frequently Asked Questions:
What makes Skuld House different?
We don’t just chase scores. We teach you how to build full credit profiles that lenders actually approve. Additionally, we do not provide lending. So, there is no conflict of interest and our strategies work regardless of who you bank with.
Can I use this for personal credit too?
Yes. Strong personal credit opens doors to business funding. So, we help optimize both. We’ll show you how to bridge the two.
Do I need good credit to get started?
You don’t need perfect credit, but the Fundability Coaching subscription is designed for borrowers with average to great scores who want better rates, higher limits, or access to business funding. If you're rebuilding from major damage, a one-time strategy session may be a better fit.
Will working with you affect my credit score?
Any updates to your profile may impact your score, even temporarily. We help you plan around these shifts so you’re application-ready when it counts.
Do you offer refunds for coaching?
Because funding outcomes depend on individual implementation, all coaching sales are final. We’re happy to clarify anything before you sign up.
How long does it take to get funding-ready?
Timelines vary based on your current credit profile and funding goals. Some clients are ready in weeks, others in a few months. We'll give you a roadmap.
Frequently Asked Questions:
What makes Skuld House different?
We don’t just chase scores. We teach you how to build full credit profiles that lenders actually approve. Additionally, we do not provide lending. So, there is no conflict of interest and our strategies work regardless of who you bank with.
Can I use this for personal credit too?
Yes. Strong personal credit opens doors to business funding. So, we help optimize both. We’ll show you how to bridge the two.
Do I need good credit to get started?
You don’t need perfect credit, but the Fundability Coaching subscription is designed for borrowers with average to great scores who want better rates, higher limits, or access to business funding. If you're rebuilding from major damage, a one-time strategy session may be a better fit.
Will working with you affect my credit score?
Any updates to your profile may impact your score, even temporarily. We help you plan around these shifts so you’re application-ready when it counts.
Do you offer refunds for coaching?
Because funding outcomes depend on individual implementation, all coaching sales are final. We’re happy to clarify anything before you sign up.
How long does it take to get funding-ready?
Timelines vary based on your current credit profile and funding goals. Some clients are ready in weeks, others in a few months. We'll give you a roadmap.
Frequently Asked Questions:
What makes Skuld House different?
We don’t just chase scores. We teach you how to build full credit profiles that lenders actually approve. Additionally, we do not provide lending. So, there is no conflict of interest and our strategies work regardless of who you bank with.
Can I use this for personal credit too?
Yes. Strong personal credit opens doors to business funding. So, we help optimize both. We’ll show you how to bridge the two.
Do I need good credit to get started?
You don’t need perfect credit, but the Fundability Coaching subscription is designed for borrowers with average to great scores who want better rates, higher limits, or access to business funding. If you're rebuilding from major damage, a one-time strategy session may be a better fit.
Will working with you affect my credit score?
Any updates to your profile may impact your score, even temporarily. We help you plan around these shifts so you’re application-ready when it counts.
Do you offer refunds for coaching?
Because funding outcomes depend on individual implementation, all coaching sales are final. We’re happy to clarify anything before you sign up.
How long does it take to get funding-ready?
Timelines vary based on your current credit profile and funding goals. Some clients are ready in weeks, others in a few months. We'll give you a roadmap.



Book Your Strategy Call
Ready to Secure Better Funding?
Ready to Secure Better Funding?
Book your strategy call and start your journey.
Book your strategy call and start your journey.
Book your strategy call and start your journey.
Skuld House provides educational and strategic funding insights for entrepreneurs and credit-conscious borrowers. We do not offer legal, tax, or financial advice. Results may vary based on individual credit profiles, lender policies, and market conditions.
©2025 SKULD HOUSE - All Rights Reserved
©2025 SKULD HOUSE - All Rights Reserved
Skuld House provides educational and strategic funding insights for entrepreneurs and credit-conscious borrowers. We do not offer legal, tax, or financial advice. Results may vary based on individual credit profiles, lender policies, and market conditions.
Skuld House provides educational and strategic funding insights for entrepreneurs and credit-conscious borrowers. We do not offer legal, tax, or financial advice. Results may vary based on individual credit profiles, lender policies, and market conditions.
©2025 SKULD HOUSE - All Rights Reserved