STOP GUESSING, GET LENDER READY
STOP GUESSING, GET LENDER READY
One time strategy session to audit your credit profile, uncover red flags, and build a tailored plan to raise approval odds.
One time strategy session to audit your credit profile, uncover red flags, and build a tailored plan to raise approval odds.
DENIED RECENTLY?
Understand why, then fix it before you reapply.
PREPARING FOR FUNDING?
Check underwriting red flags, and fraud risk; get funding ready.
BUILDING BUSINESS CREDIT?
Get a roadmap that aligns to lender criteria, not myths.
Don't know what kind of credit profile you actually have?
Get matched to your borrower type and stop wasting time on the wrong strategy.
Take the Fundability Quiz
Do you know what kind of
credit profile you actually have?
Get matched to your borrower type and stop wasting time on the wrong strategy.
Take the Fundability Quiz
Don't know what kind of credit profile you actually have?
Get matched to your borrower type and stop wasting time on the wrong strategy.
Take the Fundability Quiz
WHAT YOU GET:
✅ A private, focused session with an expert
✅ Credit-worthiness overview (how your file looks to lenders)
✅ Underwriting red-flag checklist for your profile
✅ Single-loan preparation plan + prioritized next steps
WHAT YOU GET:
✅ A private, focused session with an expert
✅ Credit-worthiness overview (how your file looks to lenders)
✅ Underwriting red-flag checklist for your profile
✅ Single-loan preparation plan + prioritized next steps
WHAT YOU GET:
✅ A private, focused session with an expert
✅ Credit-worthiness overview (how your file looks to lenders)
✅ Underwriting red-flag checklist for your profile
✅ Single-loan preparation plan + prioritized next steps
WHY DENIALS HAPPEN
WHY DENIALS HAPPEN
• Common policy triggers (thin file, utilization, mismatch borrower ID, recent derogatories, entity mis-setup, bank data gaps)
• What we check vs. what to ignore (scores matter, but signals matter more)
• Outcome: a clear, actionable plan to improve approval odds next time
• Common policy triggers (thin file, utilization, mismatch borrower ID, recent derogatories, entity mis-setup, bank data gaps)
• What we check vs. what to ignore (scores matter, but signals matter more)
• Outcome: a clear, actionable plan to improve approval odds next time
HOW IT WORKS:
HOW IT WORKS:
1) Book Your Session
1) Book Your Session
2) Share Basic Details
2) Share Basic Details
3) We Audit & Meet
3) We Audit & Meet
4) Leave With A Tailored Plan
4) Leave With A Tailored Plan
Strong Credit Isn’t Always Fundable
Strong Credit Isn’t Always Fundable
Many borrowers are shocked to learn that banks deny funding even when scores look great:
One founder hit $1.5M in revenue his first year. His personal credit was strong, but because his business was less than two years old, every bank shut the door.
Another client had 820+ scores on paper. But once lenders saw his profile was built on Authorized User accounts, his applications were pushed into manual underwriting. Immediately, approvals dried up.
That’s why the Credit Clarity Call goes deeper than scores. We’ll look at the same factors banks use so you understand where denials come from and how to build a profile that gets funded.
Strong Credit Isn’t Always Fundable
Strong Credit Isn’t Always Fundable
Many borrowers are shocked to learn that banks deny funding even when scores look great:
One founder hit $1.5M in revenue his first year. His personal credit was strong, but because his business was less than two years old, every bank shut the door.
Another client had 820+ scores on paper. But once lenders saw his profile was built on Authorized User accounts, his applications were pushed into manual underwriting. Immediately, approvals dried up.
That’s why the Credit Clarity Call goes deeper than scores. We’ll look at the same factors banks use so you understand where denials come from and how to build a profile that gets funded.
Strong Credit Isn’t Always Fundable
Strong Credit Isn’t Always Fundable
Real client story
One founder hit $1.5M in revenue his first year. His personal credit was strong, but because his business was less than two years old, every bank shut the door.
Another client had 820+ scores on paper. But once lenders saw his profile was built on Authorized User accounts, his applications were pushed into manual underwriting. Immediately, approvals dried up.
That’s why the Credit Clarity Call goes deeper than scores. We’ll look at the same factors banks use so you understand where denials come from and how to build a profile that gets funded.
Frequently Asked Questions:
What makes Skuld House different?
We don’t just chase scores. We teach you how to build full credit profiles that lenders actually approve. Additionally, we do not provide lending. So, there is no conflict of interest and our strategies work regardless of who you bank with.
Can I use this for personal credit too?
Yes. Strong personal credit opens doors to business funding. So, we help optimize both. We’ll show you how to bridge the two.
Do I need good credit to get started?
You don’t need perfect credit, but the Fundability Coaching subscription is designed for borrowers with average to great scores who want better rates, higher limits, or access to business funding. If you're rebuilding from major damage, a one-time strategy session may be a better fit.
Will working with you affect my credit score?
Any updates to your profile may impact your score, even temporarily. We help you plan around these shifts so you’re application-ready when it counts.
Do you offer refunds for coaching?
Because funding outcomes depend on individual implementation, all coaching sales are final. We’re happy to clarify anything before you sign up.
How long does it take to get funding-ready?
Timelines vary based on your current credit profile and funding goals. Some clients are ready in weeks, others in a few months. We'll give you a roadmap.
Frequently Asked Questions:
What makes Skuld House different?
We don’t just chase scores. We teach you how to build full credit profiles that lenders actually approve. Additionally, we do not provide lending. So, there is no conflict of interest and our strategies work regardless of who you bank with.
Can I use this for personal credit too?
Yes. Strong personal credit opens doors to business funding. So, we help optimize both. We’ll show you how to bridge the two.
Do I need good credit to get started?
You don’t need perfect credit, but the Fundability Coaching subscription is designed for borrowers with average to great scores who want better rates, higher limits, or access to business funding. If you're rebuilding from major damage, a one-time strategy session may be a better fit.
Will working with you affect my credit score?
Any updates to your profile may impact your score, even temporarily. We help you plan around these shifts so you’re application-ready when it counts.
Do you offer refunds for coaching?
Because funding outcomes depend on individual implementation, all coaching sales are final. We’re happy to clarify anything before you sign up.
How long does it take to get funding-ready?
Timelines vary based on your current credit profile and funding goals. Some clients are ready in weeks, others in a few months. We'll give you a roadmap.
Frequently Asked Questions:
What makes Skuld House different?
We don’t just chase scores. We teach you how to build full credit profiles that lenders actually approve. Additionally, we do not provide lending. So, there is no conflict of interest and our strategies work regardless of who you bank with.
Can I use this for personal credit too?
Yes. Strong personal credit opens doors to business funding. So, we help optimize both. We’ll show you how to bridge the two.
Do I need good credit to get started?
You don’t need perfect credit, but the Fundability Coaching subscription is designed for borrowers with average to great scores who want better rates, higher limits, or access to business funding. If you're rebuilding from major damage, a one-time strategy session may be a better fit.
Will working with you affect my credit score?
Any updates to your profile may impact your score, even temporarily. We help you plan around these shifts so you’re application-ready when it counts.
Do you offer refunds for coaching?
Because funding outcomes depend on individual implementation, all coaching sales are final. We’re happy to clarify anything before you sign up.
How long does it take to get funding-ready?
Timelines vary based on your current credit profile and funding goals. Some clients are ready in weeks, others in a few months. We'll give you a roadmap.
Skuld House provides educational and strategic funding insights for entrepreneurs and credit-conscious borrowers. We do not offer legal, tax, or financial advice. Results may vary based on individual credit profiles, lender policies, and market conditions.
©2025 SKULD HOUSE - All Rights Reserved
Skuld House provides educational and strategic funding insights for entrepreneurs and credit-conscious borrowers. We do not offer legal, tax, or financial advice. Results may vary based on individual credit profiles, lender policies, and market conditions.
©2025 SKULD HOUSE - All Rights Reserved
©2025 SKULD HOUSE - All Rights Reserved
Skuld House provides educational and strategic funding insights for entrepreneurs and credit-conscious borrowers. We do not offer legal, tax, or financial advice. Results may vary based on individual credit profiles, lender policies, and market conditions.
Ready to Secure Better Funding?
Ready to Secure Better Funding?
Book your Credit Clarity Call and start your journey.
Book your Credit Clarity Call and start your journey.
Book your Credit Clarity Call and start your journey.
