FROM 'DENIED' TO 'APPROVED'

CHOOSE THE EXACT PATH THAT WILL TURN YOUR CREDIT PROFILE INTO CAPITAL

FROM 'DENIED' TO 'APPROVED'

CHOOSE THE EXACT PATH THAT WILL TURN YOUR CREDIT PROFILE INTO CAPITAL

FROM 'DENIED' TO 'APPROVED'

CHOOSE THE EXACT PATH THAT WILL TURN YOUR CREDIT PROFILE INTO CAPITAL

FUNDING CLARITY CALL

THE FUNDING NAVIGATOR

CREDIT CLARITY CALL

If you're unsure why your funding outcomes aren't improving, the Funding Clarity Call gives you a clear, grounded assessment of where you stand.

This is a one-time, comprehensive review of your credit profile, focused on constraints that matter to lenders.


THE FUNDING NAVIGATOR

Ongoing 1:1 support and expert strategy to help you stay lender-ready, avoid costly mistakes, and secure the funding you need: one smart move at a time.

Ongoing 1:1 support and expert strategy to help you stay lender-ready, avoid costly mistakes, and secure the funding you need: one smart move at a time.

Includes monthly strategy calls, email access, and insider insights tailored to your personal or business funding goals.

Includes monthly strategy calls, email access, and insider insights tailored to your personal or business funding goals.

THE FUNDING ARCHITECTURE METHOD

THE FUNDING ARCHITECTURE METHOD

An expert-guided transformation for serious borrowers. Designed to help you build a credit-optimized entity, structure your cash flow like a bankable business, and unlock $50K–$1M in funding: without giving up equity.

An expert-guided transformation for serious borrowers. Designed to help you build a credit-optimized entity, structure your cash flow like a bankable business, and unlock $50K–$1M in funding: without giving up equity.

Includes monthly strategy calls, custom entity and credit architecture, and expert guidance to design your capital-ready stack aligned to your goals.


Includes monthly strategy calls, custom entity and credit architecture, and expert guidance to design your capital-ready stack aligned to your goals.


HAVE A BUSINESS UNDER
2 YEARS OLD?

FUNDING FOUNDATIONS

HAVE A BUSINESS UNDER 2
YEARS OLD?

THE FUNDING ARCHITECTURE METHOD

Have a business under 2 years old? Funding Foundations helps you build lender-ready signals before you pursue serious funding.

Includes quarterly fundability check-ins and readiness guidance around banking credibility and identity consistency (SID).


From Denial to Full Funding


From Denial to Full Funding

Real client stories

Real client story

Derek has been one of my most trusted sources for financial information for the better part of a decade now. No matter what my situation is, I can talk to him without fear of judgment or harsh criticism.


One quality I’ve found crucial is the ability to be brutally honest without losing empathy. You don’t want a ‘yes man,’ but you don’t want a drill sergeant either. Derek walks that line perfectly.


I’ve yet to meet someone with more passion and commitment to helping people take control of their financial future. With his help, your goals start to feel within reach. There’s a sense of clarity and control that makes it easier to move forward with confidence. That’s what working with Derek and Skuld House gives you.


5 stars

DJ MCK

Business Owner

Choose the Level of Guidance That Fits Your Stage

Choose the Level of Guidance That Fits Your Stage

Ongoing access and personalized support begin with The Funding Navigator.

For continued full access, consider the
Funding Navigator.

Ongoing access and personalized support begin with The Funding Navigator.

Funding Foundations

$50

Quarterly fundability check-in

Banking readiness framework

Identity consistency (SID) guidance

COMING SOON!

Funding Clarity Call

$200

One comprehensive assessment

Credit worthiness overview

Capital readiness identification

Book Discovery Call

The Funding Navigator

$400/mo

Ongoing 1:1 strategic guidance

Personalized funding roadmap

Banking behavior optimization

Book Discovery Call

The Funding Architecture Method

$10,000

Custom entity, banking, & credit architecture

12 monthly 1:1 strategy calls

Built to unlock $50K-$1M in capital

Book Discovery Call

Frequently Asked Questions:

What makes Skuld House different?

We don’t just chase scores. We teach you how to build full credit profiles that lenders actually approve. Additionally, we do not provide lending. So, there is no conflict of interest and our strategies work regardless of who you bank with.

Can I use this for personal credit too?

Yes. Strong personal credit opens doors to business funding. So, we help optimize both. We’ll show you how to bridge the two.

Do I need good credit to get started?

You don’t need perfect credit, but the Fundability Coaching subscription is designed for borrowers with average to great scores who want better rates, higher limits, or access to business funding. If you're rebuilding from major damage, a one-time strategy session may be a better fit.

What makes Skuld House different?

We don’t just chase scores. We teach you how to build full credit profiles that lenders actually approve. Additionally, we do not provide lending. So, there is no conflict of interest and our strategies work regardless of who you bank with.

Can I use this for personal credit too?

Yes. Strong personal credit opens doors to business funding. So, we help optimize both. We’ll show you how to bridge the two.

Do I need good credit to get started?

You don’t need perfect credit, but the Fundability Coaching subscription is designed for borrowers with average to great scores who want better rates, higher limits, or access to business funding. If you're rebuilding from major damage, a one-time strategy session may be a better fit.

What makes Skuld House different?

We don’t just chase scores. We teach you how to build full credit profiles that lenders actually approve. Additionally, we do not provide lending. So, there is no conflict of interest and our strategies work regardless of who you bank with.

Can I use this for personal credit too?

Yes. Strong personal credit opens doors to business funding. So, we help optimize both. We’ll show you how to bridge the two.

Do I need good credit to get started?

You don’t need perfect credit, but the Fundability Coaching subscription is designed for borrowers with average to great scores who want better rates, higher limits, or access to business funding. If you're rebuilding from major damage, a one-time strategy session may be a better fit.

Will working with you affect my credit score?

Any updates to your profile may impact your score, even temporarily. We help you plan around these shifts so you’re application-ready when it counts.

Do you offer refunds for coaching?

Because funding outcomes depend on individual implementation, all coaching sales are final. We’re happy to clarify anything before you sign up.

How long does it take to get funding-ready?

Timelines vary based on your current credit profile and funding goals. Some clients are ready in weeks, others in a few months. We'll give you a roadmap.

Will working with you affect my credit score?

Any updates to your profile may impact your score, even temporarily. We help you plan around these shifts so you’re application-ready when it counts.

Do you offer refunds for coaching?

Because funding outcomes depend on individual implementation, all coaching sales are final. We’re happy to clarify anything before you sign up.

How long does it take to get funding-ready?

Timelines vary based on your current credit profile and funding goals. Some clients are ready in weeks, others in a few months. We'll give you a roadmap.

Will working with you affect my credit score?

Any updates to your profile may impact your score, even temporarily. We help you plan around these shifts so you’re application-ready when it counts.

Do you offer refunds for coaching?

Because funding outcomes depend on individual implementation, all coaching sales are final. We’re happy to clarify anything before you sign up.

How long does it take to get funding-ready?

Timelines vary based on your current credit profile and funding goals. Some clients are ready in weeks, others in a few months. We'll give you a roadmap.

Book Your Strategy Call

Ready to Secure Better Funding?

Ready to Secure Better Funding?



Book your strategy call and start your journey.

Book your strategy call and start your journey.

Book your strategy call and start your journey.

Skuld House provides educational and strategic funding insights for entrepreneurs and credit-conscious borrowers. We do not offer legal, tax, or financial advice. Results may vary based on individual credit profiles, lender policies, and market conditions.
Certified Financial Education Instructor℠

©2025 SKULD HOUSE - All Rights Reserved

Skuld House provides educational and strategic funding insights for entrepreneurs and credit-conscious borrowers. We do not offer legal, tax, or financial advice. Results may vary based on individual credit profiles, lender policies, and market conditions.
Certified Financial Education Instructor℠

©2025 SKULD HOUSE - All Rights Reserved

©2025 SKULD HOUSE - All Rights Reserved

Skuld House provides educational and strategic funding insights for entrepreneurs and credit-conscious borrowers. We do not offer legal, tax, or financial advice. Results may vary based on individual credit profiles, lender policies, and market conditions.

Certified Financial Education Instructor℠