DENIED RECENTLY?
Understand why, then fix it before you reapply.
PREPARING FOR FUNDING?
Check underwriting red flags, and fraud risk; get funding ready.
BUILDING BUSINESS CREDIT?
Get a roadmap that aligns to lender criteria, not myths.
One founder hit $1.5M in revenue his first year. His personal credit was strong, but because his business was less than two years old, every bank shut the door.
Another client had 820+ scores on paper. But once lenders saw his profile was built on Authorized User accounts, his applications were pushed into manual underwriting. Immediately, approvals dried up.
That’s why the FundingClarity Call goes deeper than scores. We’ll look at the same factors banks use so you understand where denials come from and how to build a profile that gets funded.
Frequently Asked Questions:
What makes Skuld House different?
We don’t just chase scores. We teach you how to build full credit profiles that lenders actually approve. Additionally, we do not provide lending. So, there is no conflict of interest and our strategies work regardless of who you bank with.
Can I use this for personal credit too?
Yes. Strong personal credit opens doors to business funding. So, we help optimize both. We’ll show you how to bridge the two.
Do I need good credit to get started?
You don’t need perfect credit, but the Fundability Coaching subscription is designed for borrowers with average to great scores who want better rates, higher limits, or access to business funding. If you're rebuilding from major damage, a one-time strategy session may be a better fit.
Will working with you affect my credit score?
Any updates to your profile may impact your score, even temporarily. We help you plan around these shifts so you’re application-ready when it counts.
Do you offer refunds for coaching?
Because funding outcomes depend on individual implementation, all coaching sales are final. We’re happy to clarify anything before you sign up.
How long does it take to get funding-ready?
Timelines vary based on your current credit profile and funding goals. Some clients are ready in weeks, others in a few months. We'll give you a roadmap.
